Micro, small, and medium-sized enterprises (MSMEs) in Trinidad and Tobago (T&T) struggle to access traditional financing, with only one in ten securing loans from local banks. A recent Trinidad and Tobago International Financial Centre survey shows that 77% of entrepreneurs lack business bank accounts, creating an estimated $17 billion financing gap for MSMEs. In response, Microfinance Institutions (MFIs) have emerged as crucial resources, providing tailored financial services and business management to underserved communities.